Heat pumps in Florida

Florida is fifth in the country at 32.4% of homes, and the reason is simple: the coldest month in Miami averages a 61°F low. Heating is almost an afterthought here — a heat pump covers it without effort. Everything about sizing, efficiency and running cost in this state is decided by August, not January.

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FL

Heat pump adoption

EIA RECS 2020 microdata ↗

32.4% of Florida homes use a heat pump as their main heat

Goal: every home

Central heat pumps and ductless mini-splits combined, counted as the home's main heating equipment.

Episodes

Recorded in Florida

Homeowners and contractors in FL, in their own words.

Money and next steps

What Florida pays toward one

  • Florida Office of Energy

    Housed in the Department of Agriculture and Consumer Services. Florida has no comprehensive statewide efficiency programme, so the meaningful rebates come from your utility — FPL, Duke Energy Florida or TECO.

    Program details →

  • Federal Home Energy Rebates

    The IRA rebate programs (HEAR and HOMES) survived the 2025 tax changes — they were grants to states, not tax credits. Each state runs its own, and they are at different stages: some open, some already out of money, some yet to launch. Check where Florida stands before you count on it.

    Program details →

The federal 25C tax credit — 30% back, up to $2,000 on a heat pump — ended for systems placed in service after 31 December 2025. If you had one installed in 2025 or earlier you can still claim it; there is no successor credit. Incentives move fast, so check DSIRE for what is current in Florida. Last checked September 2026.

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The numbers

What a heat pump here has to cover

  • 61°F

    Coldest month average low

    Miami · NOAA 1991–2020 normals

  • 88°F

    Warmest month average high

    Miami · NOAA 1991–2020 normals

Coldest month, average low Warmest month, average high

Cooling is the load that sizes the system here, and heating is the easy part — a heat pump covers it without breaking a sweat. The efficiency question is mostly about how hard the unit works in August, not January.